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Additionally, clients for this kind of strategy can have severe lawful or criminal histories. It is essential to note that different providers provide a series of problem ages on their assured issue plans as reduced as age 40 or as high as age 80 - burial insurance definition. Some will certainly additionally offer higher stated value, approximately $40,000, and others will certainly enable for better survivor benefit problems by enhancing the rates of interest with the return of premium or minimizing the number of years till a complete death benefit is available